350+ cryptoassets, stablecoins and precious metals in one account. Move between any two of them in a single step, and check our published reserves whenever you want to.
Balances of $10 or more earn 3.75% APY. The US national average savings account yield was 0.59%, according to Bankrate's survey of institutions. Illustration assumes a one-time $10,000 deposit with interest paid annually.
USD Interest Account, on balances of $10 or more
US national average savings rate
Put your assets to work without giving up access to them. Stake, unstake and restake whenever you want, across one of the broadest ranges of assets anywhere.
Staking rewards of up to 11.72% APY.
More than 20 digital assets you can stake and unstake instantly.
No lock-ups: your assets stay available while they earn.
Because we're connected to many underlying trading venues, we support a far wider range of cryptoassets — and we bring important new tokens on earlier than some other platforms. Past performance does not indicate future results.
In a single step you can move between any two supported assets — Bitcoin into gold, dollars into ether — with no sell-to-cash detour and no second order.
Why millions of customers trust Uphold:
We were among the first in the space to publish our assets and liabilities in real time, and we have kept doing it every day since.
And we don't just say it. Every claim we make about customer assets can be checked against the live report.
Our assets and liabilities are published on this website, around the clock, for anyone to read.
1. Balances of $10 or more earn 3.75% APY. Balances under $10 earn 2% APY. The rate is subject to change.
2. Access to your funds is typically available within seconds. Transactions are monitored and may be held, delayed or blocked if the transfer could result in fraud or another form of financial harm. Transfers can also be delayed for other reasons.
3. Deposits can be eligible for up to $2,500,000 of Federal Deposit Insurance Corporation (FDIC) insurance ($250,000 per depositor, per insured bank, for each account) when those deposits are swept to all participating Program Banks. Funds held in the brokerage account itself, and funds held there solely to access the sweep, are not FDIC insured and are not protected by SIPC.
Create your account with an email address, verify your identity, and start trading.